Jackson Commercial Private Limited (JCPL) is a Reserve Bank of India – registered Non-Banking Financial Company (NBFC) operating under Section 45 – IA. Established in 1996, JCPL is committed to strengthening India’s financial ecosystem by providing timely, affordable, and responsible credit solutions to underserved individuals, MSMEs, and institutions engaged in priority-sector lending.
We began our lending operations in April 2018 with a clear mission:
to empower micro and small entrepreneurs who struggle to access formal credit, and to support institutions working at the grassroots level of financial inclusion.
We combine experience with innovation, speed with stability, and social impact with financial performance.
Across India, countless micro and small enterprises face significant challenges in obtaining funds from traditional financial channels. Even when loans are sanctioned, rigid terms often push borrowers toward high-cost informal lenders.
At JCPL, we bridge this gap with flexible, transparent, and customer-centric financial solutions designed to meet real-world needs.
We offer a wide range of lending and financial support services, including:
- Loans to individuals, firms, and companies engaged in priority-sector activities
- Special focus on Micro & Small Enterprises (MSEs)
- Funding to NBFC-MFIs, NGO-MFIs, Section 8 companies, and small corporates supporting financial inclusion
- Customized financial products to strengthen last-mile credit delivery
- Salary-linked loan solutions for employees of approved organizations
- Tailor-made credit programs designed for ease and convenience
- Affordable credit for individuals needing to repair or upgrade their dwellings
- Corporate agency services for both life and non-life insurance
- Leveraging our growing network to widen access to protection products
We are continuously expanding to integrate modern technology and new delivery models:
Partnering with banks and financial institutions to enhance last-mile credit access in underserved geographies.
Digitizing our operations through:
- Automated credit assessment
- Online loan applications
- Digital onboarding for insurance products
- Data-driven customer solutions
This transformation will enable seamless, transparent, and faster financial services for our clients.
JCPL is guided by experienced professionals with over 15 years of expertise in microfinance, financial inclusion, and social empowerment, especially focused on uplifting women and underserved communities.
Their collective experience ensures sound governance, strong risk management, and a mission-driven approach to financial inclusion.
At Jackson Commercial Private Limited, we are dedicated to:
- Promoting inclusive growth
- Enhancing financial accessibility
- Supporting entrepreneurship and self-reliance
- Providing ethical, transparent, and reliable financial services
We believe that empowering individuals and small enterprises is the foundation of a stronger economy—and we are proud to play our part in that journey.
JCPL is guided by experienced professionals with over 15 years of expertise in microfinance, financial inclusion, and social empowerment, especially focused on uplifting women and underserved communities.
Their collective experience ensures sound governance, strong risk management, and a mission-driven approach to financial inclusion.
At Jackson Commercial Private Limited, we are dedicated to:
- Promoting inclusive growth
- Enhancing financial accessibility
- Supporting entrepreneurship and self-reliance
- Providing ethical, transparent, and reliable financial services
We believe that empowering individuals and small enterprises is the foundation of a stronger economy—and we are proud to play our part in that journey.